Sunday, January 7, 2007

How to Avoid Identity Theft?

Basically one word will do here – careful. If you are careful, you will be able to sidestep a good number of traps and avoid identity theft effectively. The following guidelines would be helpful:
1. Keep all the critical information (it is even better if your keep all your information) concealed. Do not write your driver license number or social security number anywhere, lest people will copy it and use it. This is particularly important when it comes to checks. People tend to write all kind of identity information right on the back of the checks. You should rather give only your phone number and if the bank needs further identification or verification, they will call you up.
2. Never give any information over the phone. How do you know that the person at the end of the line is a genuine person? If the bank is calling you, ask the name of the person and inform that you will give the information in person, or send it through someone you authorize on your behalf.
3. Never give your financial details for buying things over the Internet. Whenever you like something, check out the website (name of the enterprise) with the BBB or Better Business Bureau to see whether they are genuine. Unless you do this, you might be feeding your financial information into a clone website. This is one of the most popular methods to steal people’s identity; hence, you should be very careful about what you are doing and with whom you are interacting to avoid identity theft.

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