Monday, February 26, 2007

How to Prevent Credit Identity Theft

The only way to prevent credit identity theft is to safe guard your credit cards by placing them in your bag directly or a place other then your wallet/purse in order not to be tempted to forget it on the counter when you pay and/or if your purse/wallet is stolen you will not loose everything. Keep photocopies of your credit cards, driver’s license and any other document that you carry in your wallet or purse. On your computer you must have security installed that will create special firewall for phishing and hacking your personal data especially if you do your banking on the computer.

Monday, February 19, 2007

Guide to Preventing Credit Identity Theft

Credit identity theft is becoming a growing concern, which can create a lot of unnecessary frustration and aggravation that can be avoided if you take a few basic steps to ensure that your identity and credit cards are always handled safely. Here you will find a few steps to guarding you identity and credit cards in order to avoid the possibility of credit identity theft in the future. The people who are targeted are the ones that are in a hurry usually with many packages in hand at the grocery store, post office or bank and are trying to do everything on the run as they generally forget the most important thing, wallet, credit card or the form where they wrote down all their details from which the credit identity theft can be done with ease. Older folks are also the targets of credit identity thieves, as they tend to forget or misplace things more often.

However, the most popular place of credit identity theft is the Internet where hackers will get into your account and thus find out all your personal details from name, address to social security number and bank account. Internet is a place where everyone is targeted irrelevant of the age group.

Monday, February 12, 2007

Keep Your Personal Information Private(2)

With only a few major email companies in the market and a few more major banks that people bank with, your password should be your first and most powerful protection against credit card identity theft. Keep a note pad, or piece of paper near your computer, and list your passwords to all of your online financial and personal information web logins. Just imagine if your house key unlocked your car, which could open a vault with all your money in it. If someone takes your one key, you just lost your car, your personal property, and your money in one crime. Protect yourself from credit card identity theft. Move away from the mentality that “it will never happen to me”, and adopt a new thought process, “I’d like to see them try”.

Saturday, February 10, 2007

Keep Your Personal Information Private

Your first action should be to make a list of all your credits cards, their numbers, fraud emergency numbers listed on the back, and keep this list in a safe place in your home. This will enable you to respond quickly when the theft is realized. The next step would be to restrict your credit card purchases online to vendors and companies that you know and trust. If it looks like a small, or family owned business, perhaps consider sending a money order for your purchase of the goods. The final of the three easiest steps to take in protecting yourself from credit card identity theft is smart password management. Most people, as dangerous as it sounds, have the same password for all of their online activities. This is an overlooked and dangerous risk that leaves you open to credit card identity theft.

Thursday, February 8, 2007

Credit Card Identity Theft: Not So Impossible

Credit card identity theft is the most common way for someone to attack your personal and financial security. Without good information about this crime, anyone could make an easy target for a criminal to exploit and rob. Credit card security is actually a fairly simple set of guidelines that you can follow to lessen the likelihood of your card number being used without authorization. It all starts with your every day activities, and more specifically, your everyday online activities. With the emergence of online shopping, banking, bill paying, and stock market surfing we have made our personal credit card information even more accessible to thieves. Some sites do provide a certain amount of built-in security to help prevent credit card identity theft. Sometimes their efforts just aren’t enough, and this is where you take the next steps to protecting your information and yourself from credit card identity theft.